While many individuals choose to work for large companies, some individuals work for themselves by being sole proprietors and independent contractors. Unlike many large companies, self-employed individuals typically are not required to have workers’ compensation coverage.

However, they may still purchase their own workers’ compensation coverage. When self-employed individuals have their own workers’ compensation coverage, they are often responsible for filing the claims themselves with their insurance company.

If you or anyone you know has questions about workers’ compensation coverage, contact the New Jersey workers’ compensation lawyers of Levinson Axelrod, P.A., at 888-389-COMP.