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Home  >  Articles  >  3 Things You Need to Know about Money in Workers’ Compensation

3 Things You Need to Know about Money in Workers’ Compensation

Workers’ compensation provides two major benefits to employees who have been injured on the job. The first is to provide compensation that covers medical expenses related to the injury. The second is to provide the injured employee with time off to recover. However, these claims are often blocked by compensation insurers who may deny a claim to protect their bottom line. Workers need to be especially careful about preparing their claim.

If you have been injured on the job, you may be entitled to file a workers’ compensation claim. For more information regarding your legal rights and options as an injured employee, contact the New Jersey workers’ compensation lawyers of Levinson Axelrod, P.A., at 888-389-COMP.

Important Worker’s Comp Considerations

Though you do not technically have to secure legal representation to file a claim for worker’s comp benefits, it is advisable to do so because of the number of subtleties involved in the process. The following are three important things to understand about workers’ compensation before you proceed.

#1: You cannot file a personal injury suit against your employer for more money.

The law generally prohibits employees who would normally receive compensation for an injury to forgo that compensation in lieu of an injury lawsuit against their employer. Workers’ compensation is meant to be the primary option for injured workers and employers are often legally immune from most injury lawsuits filed by their employees.

#2: You likely will not save money filing your own claim.

Filing a workers’ compensation claim can prove complicated. A mistake somewhere in the claim can delay or otherwise interfere with a person’s ability to obtain compensation. While a person may believe that they are saving money by not using an attorney’s services, they may lose out in the long run because of a failed claim.

#3: You cannot sue for pain and suffering.

Some workers may think that their compensation amount should be greater than it is because of pain and suffering damages. However, in workers’ compensation cases, pain and suffering are not taken into consideration.

Contact Us

If you have sustained an injury in the workplace, our experienced legal advisors may be able to help you with the claim filing process and in case of a claim denial. To learn more about how your claim can be strengthened through our legal services, contact the New Jersey workers’ compensation attorneys of Levinson Axelrod, P.A., by calling 888-389-COMP today.